When is the best time to purchase travel insurance before my trip?

You should purchase your personal or business travel plans as soon as you make your first payment for your trip. This allows you to add our optional unspecified event cancellation plan (covering purchases made within 48 hours of buying your policy), protecting you against most cancellation events that might occur. You can purchase travel insurance up to 12 months before departure, with the cancellation benefit effective for up to 6 months prior to your trip.