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Travel insurance for studying abroad
Embark on your study adventure abroad with total peace of mind.
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5 mins
Peace of mind while studying abroad
Studying abroad is an exciting opportunity but comes with new challenges and uncertainties. TIC's travel insurance products provide comprehensive protection for international students. From covering emergency medical expenses and hospitalisation to insuring your personal belongings, TIC ensures you're fully covered throughout your educational trip. When dealing with unexpected medical emergencies and navigating a foreign country's healthcare system, TIC has your back, giving you the confidence to focus on your studies and experience life abroad.
Why travel insurance for students studying abroad
Studying abroad is an exciting adventure, but it's important to safeguard against unexpected challenges. Here's why travel insurance is essential:
Safeguard your trip from the unexpected-cancellations, lost luggage, and delayed flights won't ruin your trip.
In a medical emergency abroad, rest assured you'll receive prompt, quality care without the financial burden.
Enjoy stress-free travel knowing you're covered for everything from minor inconveniences to major disruptions.
Focus on your studies while we handle the risks, ensuring you're protected wherever you go.
Standard
- Emergency medical and related expenses
- Excludes pre-existing illness cover
Included
- Emergency medical evacuation
- Trip cancellation for specified events
- Loss of personal belongings
Comprehensive
- Emergency medical and related expenses
- Includes pre-existing illness cover
- Optional Unspecified Event cover for cancellations or disruptions
Included
- Emergency medical evacuation
- Compassionate medical emergency visit
- Trip cancellation for specified events
- Loss of personal belongings
Comprehensive +
- Includes pre-existing illness cover
- Maximum benefit limits
- NO EXCESSES
- Optional Unspecified Event cover for cancellations or disruptions
Included
- Emergency medical evacuation
- Compassionate medical emergency visit
- Trip cancellation for specified events
- Loss of personal belongings
Comprehensive cover for worry-free travel
From medical emergencies to travel delays, our travel insurance offers the protection you need, ensuring that while you are studying abroad you are safeguarded against life's mishaps.
Medical assistance
24/7 emergency medical assistance to assist you wherever you are.
Visa
All VISA authorities, including Schengen visa issuers, recognise and accept our policies.
Accidental death or disability
Lumpsum compensation in the event of your accidental death or permanent disability.
Trip cancellation or Interruptions
We cover trip cancellations, delays, and missed connections.
Personal belongings
Cover for theft, damage, and loss of personal possessions.
Family
Your family will be updated on any instances where something has gone wrong. Giving you additional peace of mind.
Know what's covered: Understanding policy exclusions
Stay informed with a clear breakdown of what's not included in your travel insurance, so you can plan with confidence.
Visa denied (South African passport holders only)
Emergency medical transportation and repatriation
Loss of personal belongings
Trip cancellation, postponement, and extension
Student or course fees
Driving a vehicle or motorcycle without a valid license
Travelling for the purpose of emigrating is excluded on this policy. See Emigration cover for our offer.
Features of travel insurance for studying abroad
Emergency medical cover
Emergency medical cover includes emergency medical expenses, such as hospital stays abroad. It provides emergency medical transportation to the nearest facility or back home and includes hospitalisation cover on some plans for pre-existing conditions on for travellers up to the age of 69.
Trip protection
Trip protection covers cancellations due to unexpected illness or injury before departure. It provides reimbursement for non-refundable travel expenses if you need to cut your trip short and protects against trip disruptions.
Luggage and personal belongings
Luggage and personal belongings cover includes protection for lost or delayed luggage. It reimburses essential items during luggage delays and covers costs incurred for the loss of important documents like passports or visas.
Sports and adventure
Automatic cover for leisure sporting activities such as skiing and scuba diving. view our sports page for high risk sports or activities excluded.
Global assistance services
Global assistance services provide 24/7 emergency assistance for medical and travel disruptions. They help with travel logistics, such as flight changes or missed connections, and ensure you can stay in touch with loved ones during emergencies.
Weather related
Weather-related cover includes non-refundable costs if your flight is cancelled due to weather. It covers reasonable additional payments for disruptions and reimburses expenses like meals and transport caused by weather delays.
How to buy travel insurance for studying abroad
Get started:
Click on the Buy now button to begin.
Fill in your details:
Provide a few quick details about your trip.
Receive your quote:
Instantly get a quote or policy within minutes.
Secure your cover:
Purchase your travel insurance safely and securely, up to 12 months in advance.
Convenient, quick, and smooth: submitting your claim
Our streamlined process makes claiming convenient, so you can focus on what matters most.
At TIC, we ensure a smooth and convenient claims process. Simply register on our portal before your trip for easy claims submission. If not, you can still file a claim after your return. Follow these simple steps for a hassle-free experience.
- 1
Gather required documentation
Collect all necessary documents related to your claim before starting the process.
- 2
Register on the client portal
Register on client portal
- 3
Submit your claim
Once you have gathered the supporting documents you can submit your claim
- 4
Assessment process
Our team will review and assess your claim.
Don't just take our word for it, here's what our customers have to say
Location: Nairobi
Paid amount: R980 000
Mr G
Location: Lusaka, Zambia
Paid amount: R235 000
Mr B
Trusted by 2 million + travellers
Member of ASATA
Accepted by all VISA authorities, including SCHENGEN
Secured by Entrust
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Help and FAQ's
Direct
Tel: 0860 100 484 (RSA) or +27 (0)11 521 4000
E-mail: helpdesk@tic.co.za
Claims and emergency services
Tel: +27 (0)11 521 4000
Policy-related FAQs
What does TIC Study Travel Insurance cover?
TIC's Travel Insurance covers a variety of risks including trip cancellations, lost luggage, medical emergencies, and personal accidents, ensuring you're protected throughout your trip.
Does TIC cover pre-existing medical conditions?
Cover is available on certain products, make sure your policy contains cover for pre-existing illness.
Does TIC cover travel to multiple countries?
Yes, TIC covers multi-destination travel, but it's important to ensure your policy lists all the countries you plan to visit.
What happens if I need medical evacuation?
TIC covers emergency medical evacuation to the nearest appropriate facility or repatriation back to South Africa.
Service-related FAQs
How do I file a claim with TIC?
You can file a claim easily through the TIC online portal. Make sure to submit all required documentation, like receipts and medical reports for a smoother process.
What is the typical processing time for claims?
TIC typically processes claims as soon as possible, although more complex claims may take longer depending on the nature of the situation and required documentation.
Can I buy TIC travel insurance after I've started my trip?
No, TIC's travel insurance must be purchased before the trip begins. This ensures you have full cover for unexpected events that may occur during your travels.
Is TIC travel insurance available for annual cover?
Yes, TIC offers annual policies that cover multiple trips throughout the year, which can be more cost-effective if you travel frequently.
Does TIC provide 24/7 customer support?
Yes, TIC offers 24/7 global emergency assistance to handle any travel-related issues, including medical emergencies and travel disruptions, no matter where you are.
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