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Benefits of insuring

Benefits of insuring with TIC

Travel with confidence

Insuring with TIC means travelling with confidence and peace of mind. Our travel insurance is designed to protect you from unexpected expenses and provide 24/7 assistance no matter where you are in the world. With TIC, you're covered for medical emergencies, trip cancellations, lost luggage, and more, allowing you to focus on enjoying your trip.

Holiday travel insurance cover

Joseph purchased TIC travel insurance for his upcoming family trip to Mauritius.

Joseph's son encountered an unexpected medical emergency while travelling with his family.

Fortunately, TIC covered the medical costs, providing much needed financial relief.

This experience highlights the importance of having comprehensive travel insurance for international trips.

Summary of key benefits of TIC travel insurance

Medical and related expenses

Comprehensive cover for unexpected emergency medical treatments, hospitalisation, and prescriptions if you fall ill or are injured abroad.

International trip cancellation

Protection against unexpected trip cancellations due to unexpected illness or injury prior to departure, covering non-refundable expenses.

Weather conditions cover

Reimbursement if your flight is cancelled due to severe weather conditions. Cover for non-refundable and additional travel costs incurred.

Denied visa cover

Covers non-refundable expenses if your visa application is unexpectedly denied. Limited to South African passport holders.

Pre-existing medical conditions

Get hospitalisation cover for pre-existing medical conditions for travellers up to age 69, providing essential support and peace of mind for travellers with health concerns.

Luggage and personal belongings cover

Covers lost, stolen, and delayed luggage, ensuring you can replace essential items and continue your trip without disruption.

Burial, cremation or return of mortal remains

Covers the cost of burial or cremation abroad, and the return of mortal remains to your home country in case of an unexpected tragedy.

Covid

Covers your medical expenses as well as accommodation costs if you are unexpectedly placed in quarantine during your trip.

Public Conveyance delay and missed connection

Reimbursement for additional costs incurred due to unexpected travel delays or missed connections, helping you stay on track.

Car rental excess waiver

Reimburses the excess on your rental car insurance if you're involved in an accident, minimising your
out-of-pocket expenses.

Accidental death and disability cover

Provides financial support in the event of accidental death or permanent disability, offering security for you and your family.

Manual labour cover

Provides cover for medical expenses if you're injured while performing manual labour, ensuring protection for high-risk work-related travel.

Children under the age of 21

Children under 21 are automatically covered when travelling with their insured parent, providing added value for family travellers.

Emergency dental treatment

Covers urgent dental treatment required while travelling, so you're not left dealing with unexpected costs for dental emergencies abroad.

Leisure sporting activities

Covers injuries and medical costs related for leisure sports including winter sports and scuba diving.

Don't just take our word for it, here's what our customers have to say

Location: Democratic Republic of Congo

Paid amount: R400 000

I was really impressed with their service. I even flew back in first class. I would really recommend TIC to be the insurer of choice when travelling. I know it's a cliche, but an accident can happen so fast.

Mr F

Traveller

Location: Lusaka, Zambia

Paid amount: R235 000

The assistance company looked after us really well and reassured me that all would be fine. I think it is essential to have travel insurance especially if one is in a country where the medical care is questionable. If we didn't have that option our baby wouldn't have survived.

Mr B