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Emigrating is an exciting new chapter, but it can come with unexpected challenges. Our emigration insurance is designed to protect you up to 32 days from date of departure from South Africa, in your new country of residence. Whether you're relocating for work, family, or a fresh start, we're here to ensure peace of mind every step of the way, so you can focus on embracing your new beginning.
Why emigration travel insurance
Emigration travel insurance is essential for safeguarding your trip as you transition to a new country, ensuring you're protected against unexpected challenges along the way.
Protects you from the costs related to unforeseen disruptions, such as flight cancellations and travel delays, ensuring a smoother transition to your new home.
Rest easy knowing you're covered for medical emergencies while traveling, avoiding costly bills and ensuring access to quality care during this important life change.
You're backed by expert assistance that helps you navigate travel challenges, so you can focus on starting your new chapter.
You can focus on settling into your new life knowing you're safeguarded against any travel or health uncertainties.
Emigration
- Emergency medical and related expenses
- Emergency medical transportation
- 24/7 Global assistance
Included
- Emergency medical evacuation
- Trip cancellation
- Trip disruptions

Advantages of TIC emigration travel insurance
Comprehensive medical cover
Cover for unexpected medical emergencies during your move abroad.
Dental cover
Cover for dental emergencies.
Emergency transportation
In case of emergencies, we ensure you're safely transported to the nearest most suitable medical facility.
Trip cancellation
Get reimbursed for non-refundable costs if your plans change unexpectedly.
Trip disruptions
Cover for additional costs incurred should be forced to you need to make a change.
24/7 Global assistance
Access emergency support anytime, anywhere, with TIC's round-the-clock helpline.
Emigration travel insurance cover
Cover for medical expenses incurred, including hospital treatment and prescription medication for unexpected emergencies
Accidental disablement cover
Accidental death cover
Cancellation cover
Pre-existing illnesses
Cover more than 32 days from date of departure from South Africa
Hazardous or professional sports activities
Manual labour related to business or trade
Features of emigration travel insurance
Emergency assistance anywhere
24/7 global emergency support for medical or travel needs. Assistance with medical transportation and hospital admissions.
Emergency medical protection
Covers emergency medical treatments abroad. Includes hospitalisation and urgent care services.
Cover for travel interruptions
Reimburses costs for trip cancellations due to unforeseen circumstances. Covers non-refundable expenses like flights and accommodation.
Accidental death
Provides a lump sum payout to your beneficiaries in the event of accidental death while emigrating. Cover is available from the moment you leave South Africa, ensuring protection during the transition period.
Accidental permanent disability cover
Compensation for permanent disability due to an accident while emigrating. Ensures financial support for long-term care or necessary lifestyle adjustments after the incident.
Easy claims process
Streamlined process with fast approvals, ensuring you get the support you need without delay. Quick assistance: submit and track your claim easily on the client portal, with expert help available.
How to buy emigration travel insurance
Get started:
Click on the Buy now button to begin.
Fill in your details:
Provide a few quick details about your trip.
Receive your quote:
Instantly get a quote or policy within minutes.
Secure your cover:
Purchase your travel insurance safely and securely, up to 12 months in advance.

Convenient, quick, and smooth: submitting your claim
Our streamlined process makes claiming convenient, so you can focus on what matters most.
At TIC, we ensure a smooth and convenient claims process. Simply register on our portal before your trip for easy claims submission. If not, you can still file a claim after your return. Follow these simple steps for a hassle-free experience.
- 1
Gather required documentation
Collect all necessary documents related to your claim before starting the process.
- 2
Register on the client portal
Register on client portal
- 3
Submit your claim
Once you have gathered the supporting documents you can submit your claim
- 4
Assessment process
Our team will review and assess your claim.
Trusted by 2 million + travellers
Member of ASATA
Accepted by all VISA authorities, including SCHENGEN
Secured by Entrust
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Help and FAQ's
Direct
Tel: 0860 100 484 (RSA) or +27 (0)11 521 4000
E-mail: helpdesk@tic.co.za
Claims and emergency services
Tel: +27 (0)11 521 4000
Policy-related FAQs
What does TIC cover for medical emergencies?
TIC provides cover for emergency medical treatment, hospitalisation, and medical transportation at your destination. This ensures that any unexpected illnesses or injuries abroad are taken care of.
Does TIC cover pre-existing medical conditions?
The Emigration policy does not include cover for pre-existing illnesses.
Is trip cancellation covered?
Yes, TIC offers cover for trip cancellations due to unforeseen events, such as unexpected illness or accident preventing you from departing. This helps protect your investment by reimbursing non-refundable expenses.
Service-related FAQs
Does TIC offer 24/7 emergency assistance?
Yes, TIC provides 24/7 global assistance, ensuring you have support for emergencies such as finding medical facilities, coordinating evacuations, and handling travel disruptions, no matter where you are.
How do I file a claim with TIC?
Filing a claim with TIC is straightforward. You can submit your claims online or by contacting TIC's support team, who will guide you through the process. Make sure you keep all necessary documentation such as receipts and medical reports for a smoother process.
Can I manage my TIC policy online?
Yes, TIC allows policyholders to manage their insurance online, including reviewing cover, filing claims, and accessing support. This makes it convenient to handle your insurance needs at any time, from anywhere.
How can I get help during a medical emergency abroad?
In the event of a medical emergency, TIC's global assistance team will help coordinate your care, including finding the nearest medical facility, arranging emergency transportation, and handling any necessary medical arrangements.
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