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Travel insurance for Schengen visa applications
TIC policies meet Schengen visa requirements so you can explore Europe stress free, and you can focus on the adventure!
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Travel insurance for Schengen countries
If you're visiting any of the Schengen countries, travel insurance is a compulsory requirement. TIC's travel insurance meets visa requirements including for Schengen visas, covering emergency medical expenses, trip cancellations and your luggage with comprehensive protection, you can explore Europe with total peace of mind.
Schengen area countries
The Schengen area is made up of specific European countries that have abolished border control between these countries, allowing for free movement across most of the continent. Countries like France, Germany, Spain, and Italy are popular destinations within this zone. South African passport holders who visit any of the Schengen countries need proof of travel insurance that meets the Schengen visa requirements, including cover for medical emergencies up to €30,000. TIC policies meet and exceed the Schengen visa requirements allowing you to enjoy your trip secure in the knowledge that you have comprehensive protection.
Why is travel insurance mandatory for a Schengen visa
Medical emergencies
Travel insurance is required to ensure cover for medical emergencies with a minimum limit of €30,000 for healthcare costs.
Accident or illness
It safeguards travellers in the event of an accident or illness and if repatriation is required while visiting Schengen countries.
Proof of insurance
Schengen visa applicants must be accompanied by proof of insurance that is valid throughout their stay in all member countries.
Guarantee
The travel insurance guarantees that visitors won't become a financial burden on the host country's healthcare system.
Visa-compliant cover
All TIC policies meet the Schengen visa requirements. Your policy documents will automatically include a visa letter addressed to the embassy you are applying to.
24/7 Global assistance
Access round-the-clock emergency support while traveling; ensuring help is just a phone call away, wherever you are in the Schengen zone.
Trip disruption benefits
TIC provides cover for trip cancellations and interruptions, protecting your investment if plans change unexpectedly.
Comprehensive medical protection
Enjoy peace of mind with cover for medical emergencies, hospitalisation, and evacuation that exceeds the mandatory €30,000 limit.
Travel insurance for Schengen countries
Securing travel insurance for Schengen countries ensures you're fully protected during your European adventure. TIC's policies for travel to Schengen countries covers essential requirements like medical expenses, trip cancellations, and emergency assistance, ensuring you meet the visa guidelines for all Schengen member countries. Whether you're planning a short holiday or an extended stay, this insurance provides peace of mind throughout your trip. For more detailed information on Schengen visa requirements, visit the official Schengen Visa Information website.
Schengen visa application requirements
Several essential requirements must be met to ensure a smooth process when applying for a Schengen visa. Applicants need a passport with a minimum of 6 months validity, proof of accommodation, round-trip flight itinerary, and sufficient financial means to cover their stay. Additionally, travel insurance that covers medical expenses up to €30,000 is mandatory. The visa application also requires submitting a completed visa form, passport-sized photos, and sometimes proof of employment or an invitation letter for specific types of trips. For complete details on Schengen visa application requirements, visit the official Schengen Visa Information website.
Important points to remember
Submit proof of TIC travel insurance
When applying for your Schengen visa, ensure that your travel insurance meets the required €30,000 medical cover limit and is valid in all Schengen countries.
Ensure your documentation is accurate
TIC provides comprehensive cover, but it's essential to submit other necessary supporting documents like your passport and proof of accommodation when applying.
Apply in advance with confidence
With TIC's travel insurance, you can confidently apply for your Schengen visa, knowing your insurance is fully compliant with visa requirements, meeting and exceeding minimum requirements.
Steps to buy travel insurance for Schengen countries
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Help and FAQ's
Direct
Tel: 0860 100 484 (RSA) or +27 (0)11 521 4000
E-mail: helpdesk@tic.co.za
Claims and emergency services
Tel: +27 (0)11 521 4000
Policy-related FAQs
What does TIC Schengen Visa Travel Insurance cover?
TIC's Schengen travel insurance covers medical emergencies, hospitalisation, medical evacuation, and repatriation exceeding the required €30,000 limit, ensuring you meet Schengen visa requirements.
Is pre-existing medical condition cover available?
Cover is available on certain products, make sure your policy contains cover for pre-existing illness.
Does TIC Schengen Travel Insurance include COVID-19 cover?
While not mandatory, TIC includes COVID-19 cover for medical expenses related to the virus, giving you added peace of mind during your travels.
How much does TIC Schengen Travel Insurance cost?
The cost depends on the destination, length of your stay and your age. TIC offers competitive pricing with flexible options for various trip durations.
Is travel insurance mandatory for a Schengen visa?
Yes, all traveller's applying for a Schengen visa must have travel insurance that covers medical emergencies and repatriation of remains with a minimum cover limit of €30,000.
Service-related FAQs
How do I get proof of insurance for my Schengen visa application?
With every policy purchased , TIC provides a visa letter addressed to the Embassy with all necessary details, including your name, cover dates, and policy number, which you can submit along with your visa application.
What is the process for filing a claim with TIC?
Claims can be filed online via the TIC portal. You will need to provide supporting documents, such as medical bills and receipts to expedite the process.
Can I modify my insurance policy if my travel plans change?
Yes, TIC allows you to adjust your policy before your trip if your travel dates or other arrangements change. Contact customer service for assistance.
How long does it take to process a claim?
TIC aims to process claims as soon as possible. More complex claims may take longe, however we work to resolve issues as quickly and efficiently as possible.
Is there 24/7 support available?
Yes, TIC provides 24/7 global emergency assistance for any travel or medical issues during your stay in any of the Schengen countries, ensuring help is always available when you need it most.