Year-round protection against travel risks for busy corporates
For businesses with frequent travel needs, our Company insurance policy is the perfect solution. Designed to simplify travel management, it covers your estimated travel days and multiple trips over a 12-month period. You can focus on your business while we handle the rest.
At the end of the year, we'll reconcile your actual travel days, ensuring complete transparency and fairness. No more guesswork, overpayments, or unnecessary stress.
Travel smarter, reduce administrative headaches, and enjoy peace of mind with cover that works for you, trip after trip.
Why company travel insurance
Our corporate travel insurance provides essential cover for employees travelling internationally, providing cover for medical emergencies and other unexpected challenges including full Malaria cover to keep your team safe and on track.
Medical risks of working abroad, including emergency medical transport to the nearest medical facility.
Unconditional cover for tropical diseases, whether you have opted to take preventative medications or not.
Cover for trip cancellations, disruptions and missed connections or travel delays.
Cover for lost or stolen personal belongings as well as luggage delays.
Hospitalisation cover for pre-existing conditions for travellers up to the age of 69 years.
Cover for a replacement staff if an employee cannot travel or meet business commitments.

Advantages of company travel insurance
Comprehensive medical cover
Financial protection against unexpected medical expenses ensuring employees receive necessary care without burdening the company.
Cover for pre-existing conditions
Includes hospitalisation cover for pre-existing illnesses for travellers up to the age of 69 years, offering peace of mind to employees with existing health conditions.
Protection against trip cancellation or disruptions
Covers costs incurred due to unexpected cancellation or postponement of trips, safeguarding your investment in travel arrangements.
Luggage and personal belongings cover
Offers compensation for lost or stolen personal belongings, ensuring employees can replace essential items and continue their duties without disruption.
Personal liability insurance
Provides cover for legal expenses arising from third-party claims during business travel, protecting both the employee and the company from potential lawsuits.
24-hour emergency assistance
Ensures that help is available whenever and wherever it's needed, offering support in medical emergencies or travel-related issues.
Company travel insurance cover
Medical and related expenses
Replacement personnel
Accidental death and disability
Travelling against medical advice
Losses due to illegal activities
Unattended personal belongings
Features of company travel insurance
Visa letter
Automatic, personalised visa letters for the Embassies.
Cost effective rates
Comprehensive cover at competitive prices, ensuring value for your business.
Higher levels of cover
Offer superior protection to meet the demands of business travel.
No excess on claims
Ensures you receive the full benefit without any out-of-pocket costs.
Manual labour
Manual labour related injuries are covered under this policy.
Declare journeys online
Easy self-help declaration of trips.
How to buy company
travel insurance
Complete a one-page information form that TIC will send you
TIC will send you a quote
Accept the quote by returning the signed form to TIC
Policy is issued and TIC will give the nominated travel booker access to the website to ensure every individual traveller's trip is recorded and covered

How to claim for company travel insurance
Our streamlined process makes claiming convenient, so you can focus on what matters most.
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Help and FAQ's
Direct
Tel: 0860 100 484 (RSA) or +27 (0)11 521 4000
E-mail: helpdesk@tic.co.za
Claims and emergency services
Tel: +27 (0)11 521 4000
Policy-related FAQs
What does TIC corporate travel insurance cover?
TIC corporate travel insurance covers medical emergencies, trip cancellations, delays, lost luggage, and evacuation services as well as options for pre-existing conditions.
How does the TIC corporate travel insurance cover work?
A company policy is issued and paid for based on the estimated number of travel days your company will travel during a 12-month period. A declaration policy is issued each time an employee travels. At the end of the 12-month period, the actual days travelled are reconciled against the estimated days travelled and the premium is adjusted accordingly.
Are pre-existing medical conditions covered?
Yes, TIC offers hospitalisation cover for pre-existing conditions for travellers up to the age of 69.
Does TIC cover business equipment and documents?
Yes, TIC corporate travel insurance includes cover for lost or stolen business equipment and important documents, ensuring minimal disruption to your work.
How long does it take for the policy to be active?
TIC will send you a notification for the deposit premium payable, once payment is received, the policy will be activated in two to three working days.
Service-related FAQs
How do I file a claim with TIC?
You can easily file a claim through our online portal, by phone, or by email. Make sure you provide all relevant documentation such as receipts, medical reports, and police statements.
What should I do in case of a medical emergency abroad?
Contact TIC's 24/7 emergency assistance hotline immediately. We will arrange medical care and transportation if necessary and help with hospital arrangements.
Can I extend my insurance if my business trip is prolonged?
Yes, TIC allows for extensions to your corporate travel insurance policy if your trip is extended. Please contact us before your policy expires to arrange this.
How quickly can I get proof of insurance for visa applications?
Once your policy is confirmed, TIC provides instant proof of insurance for visa applications.
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