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Sports and adventure
Gear up for adventure with cover for leisure sporting activities and ensure you're protected, no matter how thrilling the adventure.
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Travel insurance for sports and adventure
Whether you're hitting the ski slopes or playing a game of Padel our travel insurance for sports and adventure ensures you're protected every step of the way. From skiing to scuba diving, we offer cover that fits your adventurous lifestyle. With our policy, you'll have peace of mind knowing you're insured for medical emergencies and unexpected trip disruptions. So go ahead - embrace your next adventure with confidence, knowing we've got you covered.
Professional sports
Leisure sporting activities are automatically included in your policy except for Professional Sports Activities. Select Comprehensive + plan which includes cover for Professional Sporting Activities.
What's covered
- Leisure and competitive sporting events and activities are automatically covered.
- Medical expenses for injuries sustained during sports activities
- Emergency medical transportation, including ambulance services and repatriation.
- Hiking
- Skiing and snowboarding
- Scuba diving
- Surfing
- Kayaking and canoeing
- Wildlife safaris
- White water rafting up to level 4
What's not covered
The following is excluded from cover:
- Hiking, trekking, or mountaineering over 3,500m
- Hiking, trekking, or mountaineering which necessitates the use of crampons, ropes, ice axes and/or oxygen
- Outdoor rock climbing
- Free climbing
- Fish River Canyon hiking trail or run
- Boxing
- Cage fighting
- Mixed martial arts
- Roller derby
- Hunting
- Sky diving, parachuting, hang gliding
- Cliff diving, free diving, cave diving
- Underwater diving involving the use of any artificial breathing apparatus unless you either hold a valid open water diving certificate, or you are diving under the supervision of a qualified instructor
- Travelling in underwater submersible
- Tow-in surfing
- BMX riding and/or racing
- Mountain bike racing and/or downhill mountain biking
- Off-road and/or dirt-road motorcycling
- Quad biking
- Jet skiing
- Snow mobiles
- Motorised racing of any kind, including but not limited to motor vehicles, motorcycles, speedboats
- Horse racing
- White water rafting, level 5 and 6
- Professional sport unless you purchase the Comprehensive + plan
Why is travel insurance so important for sports and adventure
Travel insurance with TIC is essential to safeguard you against unexpected medical emergencies while enjoying activities.
TIC Travel Insurance ensures you're covered for costly medical treatments, giving you peace of mind wherever your adventure takes you.
Many destinations and activity providers require insurance, with TIC's comprehensive cover, you'll easily meet the necessary requirements.
Without TIC's protection, you could face significant financial risks, but with us as your travel partner, you're free to focus on the thrill of the trip with complete peace of mind.
Summary of benefits of our travel insurance for sports and adventure
Medical cover for injuries and accidents:
Adventure sports carry risks, and medical care abroad can be costly. We cover emergency medical expenses, hospitalisation, and repatriation, safeguarding you from high medical bills.
Trip interruption and cancellation Protection:
TIC covers delays, cancellations, and interruptions due to unexpected weather events, reimbursing non-refundable costs like flights, accommodation, and activities.
Personal belongings
Knowing your personal belongings are covered allows you to enjoy your trip without constantly worrying about mishandling or theft, so you can focus on your adventure.
Emergency transportation and repatriation:
If you're seriously injured during your adventure, our insurance covers emergency medical evacuation or repatriation, ensuring you get the care you need quickly and safely.
Don't just take our word for it, here's what our customers have to say
Discover how our travel insurance has made a difference for others - hear directly from our happy customers.
Location: Democratic Republic of Congo
Paid amount: R400 000
Mr F
Location: Lusaka, Zambia
Paid amount: R235 000
Mr B
Trusted by 2 million + travellers
Member of ASATA
Accepted by all VISA authorities, including SCHENGEN
Secured by Entrust
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Help and FAQ
If you have any questions or queries, please visit our Contact us page
If you are experiencing an emergency, click here
Direct
Tel: 0860 100 484 (RSA) or +27 (0)11 521 4000
E-mail: helpdesk@tic.co.za
Claims and emergency
Tel: +27 (0)11 521 4000
Policy-related
Which sports are automatically covered by TIC?
Most leisure sports are covered automatically. Professional sports are covered in the Comprehensive + plan
Can I get cover for professional sports?
TIC covers professional sports under in the Comprehensive + plan
Are extreme sports like skydiving or bungee jumping covered?
Extreme sports such as skydiving or hang gliding are excluded from TIC's cover.
Is medical transportation included for sports injuries?
Yes, TIC includes medical transportation if required after a sports-related injury, ensuring you're transported to the nearest most suitable medical facility
Does TIC cover accidental damage caused to others during a sporting activity?
Yes, TIC provides personal liability cover for accidental injury to third parties or damage to others property while participating in a covered sport.
Service-related
What is the process to make a claim for sports-related injuries?
You can file a claim on the client portal or by contacting TIC's claims department. Be sure to provide all required documentation for your sports-related injury.
How quickly can I get assistance in an emergency?
TIC offers 24/7 global emergency assistance, so help is available immediately in the event of a medical or travel emergency while participating in sports activities.
How do I know if my sporting activity is covered before purchasing?
You can refer to the list of covered and excluded sports on the TIC policy or contact the support team for clarification before purchasing your policy. Alternatively, you can view what's not covered here
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